For the children who come from middle-class families, the Central Government has started the PM Vidyalakshmi Yojana, with the help of which they are given student loans for higher education which is up to Rs 10 lakh.
To complete the registration of PM Vidyalakshmi Yojana, one has to visit the official portal vidyalakshmi.co.in. After completing the application, the student can check his name from the college list. To take advantage of PM Vidyalakshmi Yojana, you have to first check PM Vidyalakshmi Yojana Eligibility 2024.
The central government is providing loans to middle-class students for higher education. This is the best scheme for students who cannot afford the cost of their education. This scheme has been started to build a strong future for the children. Students are given loan benefits at a very low interest rate to get a better education.
With the help of this scheme, students can get their higher education in a very good institute. Students get a loan of up to 7.50 lakhs and they also get a credit guarantee of 75% from the government. If the family income is less than 8 lakhs then they will get the benefit of the loan and they do not need to give any guarantee under any circumstances. Up to 3% will be charged in PM Vidyalakshmi Yojana.
College list via the Vidya Lakshmi Portal
How to View the List of Colleges on the Vidya Lakshmi Portal – To view the list of eligible colleges on the Vidya Lakshmi portal, follow these steps:
- Visit the Vidya Lakshmi portal at its official website.
- On the homepage, click on the “Search for Loan Schemes” option.
- Enter details such as your course name, country, state, and preferred banks. This will help customize the search to your specific needs.
- Click the “Search” button to see a list of available loan programs for your course and location.
- You can further narrow down your search results by specifying the loan amount, moratorium period, and interest rate to suit your preferences.
- Under each loan program, click the “View Details” button to see the list of colleges approved for that program.
- In the “List of Colleges” section, you’ll find the names and addresses of institutions approved by the bank for that loan scheme.
This process helps you identify which colleges are eligible for educational loans under specific schemes on the Vidya Lakshmi portal.
PM Vidya Lakshmi Yojana Eligibility 2024
- Only students residing in India are eligible to apply for PM Vidya Lakshmi Yojana 2024.
- Applicants must be enrolled in quality higher education institutions that meet one of the following criteria:
- Ranked in the top 100 in the NIRF rankings.
- Operated by the central or state government.
- The applicant’s family’s annual income must be ₹8,00,000 or less.
- Students already receiving benefits from another government scheme are not eligible to apply for PM Vidya Lakshmi Yojana 2024.
College List Under PM Vidya Lakshmi Yojana 2024
- Vidya Lakshmi Portal College list in Andaman and Nicobar: DR. B.R. AMBEDKAR INSTITUTE OF TECHNOLOGY
- Vidya Lakshmi Portal College list in Andhra Pradesh: MAHARAJAHS PG COLLEGE
- Vidya Lakshmi Portal College list in Arunachal Pradesh: RAJIV GANDHI UNIVERSITY, ITANAGAR
- Vidya Lakshmi Portal College list in Assam: MANGALDAI COLLEGE
- Vidya Lakshmi Portal College list in Bihar: DR RAM NARESH SINGH YADAV MAHADALIT DEGREE COLLEGE, ARWAL
- Vidya Lakshmi Portal College list in Chandigarh: GOVT POST GRADUATE COLLEGE FOR GIRLS, SECTOR-42
- Vidya Lakshmi Portal College list in Chhattisgarh: COLLEGE OF INFORMATION TECHNOLOGY & APPLIED SOCIAL SCIENCE, BILASPUR
- Vidya Lakshmi Portal College list in Dadra & Nagar Haveli: DR. B.B.A. GOVERNMENT POLYTECHNIC
- Vidya Lakshmi Portal College list in Daman & Diu: GOVERNMENT POLYTECHNIC, DAMAN
- Vidya Lakshmi Portal College list in Delhi: ZAKIR HUSAIN COLLEGE
- Vidya Lakshmi Portal College list in Goa: AGNEL POLYTECHNIC, VERNA
- Vidya Lakshmi Portal College list in Gujarat: SCHOOL OF NURSING, VISHVAKALYAN SOCIETY, IDAR
- Vidya Lakshmi Portal College list in Haryana: APEEJAY STYA UNIVERSITY, SOHNA
- Vidya Lakshmi Portal College list in Himachal Pradesh: SHOOLINI UNIVERSITY OF BIOTECHNOLOGY AND MANAGEMENT SCIENCES, OACHGHAT, SOLAN
- Vidya Lakshmi Portal College list in Jammu and Kashmir: AHMAD INSTITUTE OF HEALTH SCIENCES
- Vidya Lakshmi Portal College list in Jharkhand: MAULANA AZAD COLLEGE
- Vidya Lakshmi Portal College list in Karnataka:
- THE KARNATAKA STATE DR. GANGUBAI HANGAL UNIVERSITY OF MUSIC AND DRAMA
- AL-AMEEN COLLEGE OF LAW
- Vidya Lakshmi Portal College list in Kerala: SREE NARAYANA GURU COLLEGE, CHELANNUR
- Vidya Lakshmi Portal College list in Lakshadweep: CALICUT UNIVERSITY CENTRE, KADAMAT
- Vidya Lakshmi Portal College list in Madhya Pradesh: MADHYA PRADESH
- Vidya Lakshmi Portal College list in Maharashtra: SARDAR PATEL COLLEGE
- Vidya Lakshmi Portal College list in Manipur: CENTRAL AGRICULTURAL UNIVERSITY, IMPHAL
- Vidya Lakshmi Portal College list in Meghalaya: MAHATMA GANDHI UNIVERSITY, TURA, WEST GARO HILLS
- Vidya Lakshmi Portal College list in Mizoram: MIZORAM UNIVERSITY, AIZAWL
- Vidya Lakshmi Portal College list in Nagaland: DIPLOMA (ELECTRONICS & COMMUNICATION ENGINEERING E.C.E) – 3 YEARS
- Vidya Lakshmi Portal College list in Odisha: JJARSGUDA BLACK DIAMOND COLLEGE OF ENGINEERING AND TECHNOLOGY, OR BDCET
- Vidya Lakshmi Portal College list in Puducherry: NATIONAL INSTITUTE OF TECHNOLOGY, PUDUCHERRY
- Vidya Lakshmi Portal College list in Punjab: GRD COLLEGE FOR WOMEN, PHAGWARA
- Vidya Lakshmi Portal College list in Rajasthan: BHAGWANT UNIVERSITY, AJMER
- Vidya Lakshmi Portal College list in Sikkim: COLLEGE OF AGRICULTURAL ENGINEERING AND POST-HARVEST TECHNOLOGY, GANGTOK, RANIPOOL
- Vidya Lakshmi Portal College list in Tamil Nadu: SARAH TUCKER COLLEGE, PERUMALPURAM, PALAYAMKOTTAI – 627 011
- Vidya Lakshmi Portal College list in Telangana: GOUTHAMI SAI DEGREE & PG COLLEGE, MARKANDEYA COLONY, GODAVARIKHANI
- Vidya Lakshmi Portal College list in Tripura: REGIONAL CENTRE (IGNOU)
- Vidya Lakshmi Portal College list in Uttar Pradesh: AMITY UNIVERSITY
- Vidya Lakshmi Portal College list in Uttarakhand: DOON INSTITUTE OF MANAGEMENT & TECHNOLOGY
- Vidya Lakshmi Portal College list in West Bengal: INDIRA GANDHI TEACHERS TRAINING INSTITUTE